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Malpractice may simply be defined as the unwarranted departure from
generally accepted standards of medical practice resulting in injury to
a patient. |
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When a physician undertakes the care of a sick or injured patient,
the physician does not impliedly promise that the patient will be cured
or even substantially benefited by treatment. It is naturally hoped that
the patient will be benefited, but the law recognizes that good results
are not always attainable. |
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There is a special type of insurance that is designed to protect
someone, or a firm, from allegations that the work performed was
negligent. Originally, this type of protection was available primarily
for professionals and had different names depending on the type of
profession. For instance: |
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Physicians and dentists were protected by malpractice insurance.
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Attorneys and accountants were protected by errors & omissions insurance.
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Architects, engineers and land surveyors were protected by professional liability insurance.
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Insurance Brokers and Consultants.
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This type of coverage was, and still is, particularly important to
professionals because, as professionals, they were personally liable for
the professional services they rendered. There was no way to incorporate
or organize to get away from this threat. But the professionals could
transfer the risk to a third party in exchange for premium. And this
third party was an insurance company. |
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Today this type of policy is available to a much wider group of firms.
GIG Company is proud to have among its clients not only architects,
engineers and land surveyors, but construction managers, technical
design firms (such as lighting designers and acoustical designers),
construction companies (with a design professional on staff), expediters
and code consultants, safety consultants and management consultants that
advise building owners. |
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We provide solutions and recommendations for our clients, specialize in evaluation .... |
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